Terms and Conditions of Use
These Terms govern your use of the CrowdPinch Limited website, digital portals, and professional services. Please read them in full — particularly the non-custodial mandate in section 02.
Acceptance of Terms
By accessing the website, digital portals, or engaging the professional services of CrowdPinch Limited (hereafter referred to as “the Company,” “we,” “us,” or “our”), you (“the Client,” “User,” or “Visitor”) agree to be bound by these Terms and Conditions of Use (“Terms”). If you do not agree, you must immediately cease using our platform and services.
Strict Non-Custodial & Advisory-Only Mandate
CRUCIAL DISCLOSUREAdvisory Only
CrowdPinch Limited operates strictly as a management consultancy, corporate finance broker, and professional services firm. All information, recommendations, or insights provided across our website or during engagements are for advisory, educational, and informational purposes only.
No Third-Party Fund Management
The Company does not accept, pool, hold, manage, or exercise custody over third-party funds, client capital, securities, or financial assets. We are not a bank, microfinance institution, fund manager, or licensed asset management firm.
Direct Deal Flow Execution
For our Wealth & Assets Advisory and Investment Matchmaking services, all financial transactions, capital injections, or investments occur directly between the client and the third-party target asset or startup. CrowdPinch Limited does not route client capital through its corporate accounts except for the receipt of earned consulting retainers, hourly fees, or contractually agreed success fees.
Scope of Divisional Services
Users acknowledge that services are bifurcated across five independent divisions under the single parent brand:
Food & Agribusiness Management
Operational optimization, supply chain consulting, and AgTech advice. No direct ownership or operational liability is assumed over client farms unless explicitly bound by a separate Operations Agreement.
Wealth & Assets Advisory
Structural advice regarding cross-border asset protection, estate tracking, and tax optimization. This does not constitute regulated financial planning or custodial asset management under the Securities and Exchange Commission (SEC) Nigeria.
Investment Matchmaking
Act as an independent finder/broker connecting early-stage companies with capital providers via private placements. We do not guarantee funding, nor do we run a public investment crowdfunding scheme.
Project Management
Project Management Office (PMO) oversight for commercial infrastructure. We act as administrative coordinators; general contractors bear direct construction liabilities.
Executive Coaching & Training
Corporate training and soft-skills development. Results depend on organizational execution.
Fees, Billing, and Retainers
Compensation Structure
The Company operates purely on flat-rate advisory retainers, hourly consulting fees, milestone-based project management fees, or contractually specified percentage-based success fees upon deal closure.
No AUM Fees
In accordance with our non-custodial model, the Company never bills clients based on a percentage of Assets Under Management (AUM) or asset performance metrics.
Payment Invoices
Invoices are generated by the Corporate Core shared services center and are payable into the Company’s designated commercial bank accounts in Nigeria (NGN or Domiciliary accounts) via wire transfer.
Limitation of Liability and Disclaimers
No Investment Guarantees
Past performances of any agricultural value chains, market portfolios, or venture-backed enterprises are not indicative of future results. Clients bear full responsibility for due diligence.
Maximum Liability
To the maximum extent permitted under Nigerian law, CrowdPinch Limited’s total liability for any claim arising out of your use of our website or advisory services shall be strictly limited to the total fees paid by you to the Company for the specific service in question during the three (3) months preceding the claim.
Governing Law and Dispute Resolution
These Terms shall be governed by, scrutinized, and enforced in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising from these terms shall first be subjected to good-faith mediation in Lagos State, failing which it shall be resolved by binding arbitration under the rules of the Lagos Court of Arbitration (LCA).